Car Loan & Ownership Cost Calculator

Currency:

Car details (optional):

Repayment Type:

Annuity (fixed monthly payment)

Straight (equal principal)

Annuity keeps your total monthly payment fixed. Straight repayment.
reduces the payment over time as you pay back equal principal each month.

Car Price: (USD)

Down Payment (amount)

Annual Interest Rate (%):

Term:

Maximum 7 years (84 months).

Ownership costs (optional):

Single annual amount

Itemised costs

Total ownership cost (annual)

Enter one yearly amount if you already know your approximate total ownership costs.

Fuel

Tax

Insurance

Inspection

Parking

Maintenance

Other costs

Enter costs per year or per month. The calculator will convert them to monthly amounts and add them to your loan payment.

No calculation yet. Fill in the form and click Calculate.

This calculator provides approximate values for information only and does not replace professional financial advice.

Schedule will appear here after calculation.

Mo	Interest	Principal	Payment	Balance

A visual overview of your monthly principal and interest payments will appear here after calculation.

A breakdown of principal, interest and ownership costs will appear here after calculation.